Built for the people who run the numbers at banks.
Institutional-grade Excel models for FP&A, credit, treasury, ALM, risk, and regulatory teams. Ready to use on day one — or built from scratch around your exact requirements.
Trusted by finance teams at banks, advisory firms, and fintechs across the UK and Europe.
One model per category. Ready today.
Each model works standalone. Combine them for a full integrated banking view.
Retail Lending Model
Cohort-based portfolio engine with vintage tracking, amortisation profiles, PD/LGD credit losses, and full P&L output.
Deposits & Funding Model
Stock-and-flow balance engine for current accounts, savings, and term deposits with beta pricing and churn dynamics.
Treasury & ALM Model
Funding gap management, wholesale instruments, HQLA buffer, FTP allocation, and repricing gap analysis.
Capital & RWA Model
Credit, market, and operational risk RWA. CET1 / Tier 1 / Total Capital ratios, buffers, and RAROC analysis.
Three ways we deliver
Pre-built. Ready today.
35 institutional-grade financial models available for immediate download. Banking, treasury, risk, valuation, FP&A, accounting, and debt models — each fully documented, scenario-ready, and built to present.
Custom-built. Your spec.
Need something specific? We build bespoke financial models to your exact requirements. From simple cash flow tools to complex multi-entity consolidation models with regulatory overlays.
Built by bankers.
Every model is designed by professionals with direct experience in banking FP&A, treasury, risk, and regulatory reporting. Not generic templates — real analytical tools.
Trusted by banking professionals
“We were three months into building a lending model in-house when we found SFS. It had everything we needed — cohort tracking, credit losses, rate sensitivity — and we were running scenarios by the end of the week.”
“The transparency is what sets these apart. Every formula is visible, every assumption documented. When my board asks how we got a number, I can show them the exact cell.”
“I use the integrated model for client engagements. It saves me weeks per project and the quality is higher than what most banks build internally. The NIM bridge alone is worth it.”